Terms of Use

Welcome to our website. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree to these Terms, please do not use this website. We reserve the right to modify these Terms at any time, and the modified Terms will be effective immediately upon posting.

1. About Us

We are an American insurance company dedicated to providing comprehensive insurance services to individuals, families and businesses. Our mission is to help customers cope with the uncertainties of life by providing transparent, flexible and affordable insurance plans. Whether it is health, property, auto or life insurance, we are customer-centric and provide tailored solutions to ensure that everyone can find the right protection for them.

We always adhere to the principles of integrity, customer-first and innovation-driven, and help customers manage their insurance needs more easily through technology and service innovation. At the same time, we are committed to protecting the privacy and data security of our customers and ensuring that every customer can use our products and services with peace of mind.

2. Website Use

2.1 Legal Use

You promise to use this website only for legal purposes and comply with all applicable laws and regulations. You shall not use this website to engage in any illegal, false or harmful behavior, including but not limited to posting defamatory, fraudulent or improper content, or attempting to access any part of this website or server without authorization.

2.2 Account Security

If you create an account, you are responsible for keeping your account information secure and for all actions performed through your account. We recommend that you take reasonable steps to protect the security of your password and account. If you discover any unauthorized use of your account, please notify us immediately.

3. Insurance Products and Services

3.1 Information Accuracy

We try to ensure the accuracy and completeness of the insurance product information published on the Website. However, the actual insurance terms, conditions and fees are subject to the insurance contract you sign. We are not responsible for any direct or indirect losses arising from reliance on the information on the Website.

3.2 Service Availability

The insurance products and services described on the Website may not be available in all areas. We reserve the right to modify or discontinue any product or service at any time without prior notice.

4. Intellectual Property

The Website and all of its content, including but not limited to text, images, graphics, logos, designs and software, are protected by copyright and other intellectual property laws. You may not copy, modify, publish or distribute any content on the Website without our express written permission.

5. Privacy and Security

We attach great importance to your privacy and all personal information you provide will be processed in accordance with our Privacy Policy. We take reasonable technical and administrative measures to protect your information from unauthorized access, disclosure, alteration or destruction. However, Internet data transmission is not completely secure and we cannot guarantee the absolute security of the information you transmit through this website.

6. Limitation of Liability

Under no circumstances will we be liable for any direct, indirect, incidental, special or consequential damages arising from the use of this website or reliance on its content. Whether or not we have been informed of the possibility of such damages does not change the limitation of liability under these terms.

7. Third-party links

This website may contain links to third-party websites. We do not control the content of these third-party websites and are not responsible for their privacy policies or practices. You access any third-party website at your own risk.

8. Applicable Law

These Terms of Use are governed by law. You agree that any dispute related to this website shall be subject to the jurisdiction of the courts and you agree to submit to personal jurisdiction in such courts.

9. Changes and Termination

We reserve the right to modify or update these Terms of Use at any time. The modified terms will be effective immediately upon posting and your continued use of this website will constitute your acceptance of those changes.

We have the right to terminate or suspend your access to this website at any time without prior notice. We are not responsible for any loss or liability arising from termination of access or use.

10. Contact Us

If you have any questions or need further information about our services, you can contact us as follows:

Email: siklaxia@mail.com

Phone: (423) 192-9283

Address: 2837 Willow Creek Road, Suite 205 Johnson City, TN 37604 USA